FREE ALT-X SELF-SERVICE TOOLS

Your complete tax and business calculation workspace.

GST, income tax, TDS, salary, finance and business decision tools—with clear workings, private history and professional print reports.

Old vs new tax regime

Indicative individual income-tax comparison for FY 2025–26.

Gross annual income (₹)

Old-regime deductions (₹)Old-regime standard deduction (₹)

New-regime standard deduction (₹)

Estimated comparison · including 4% cess

New-regime tax—

Old-regime tax—

Lower estimated tax—

Estimated in-hand salary

A simple monthly salary estimate. Actual payroll components can differ.

Annual CTC (₹)

Employer benefits in CTC (₹/year)Employee PF (₹/month)

Other monthly deductions (₹)

Indicative salary breakdown

Monthly gross cash salary—

Estimated monthly TDS—

PF + other deductions—

Estimated monthly in-hand—

HRA exemption

Estimate the least of actual HRA, rent minus 10% salary and 40%/50% salary.

Annual basic salary + eligible DA (₹)

Annual HRA received (₹)Annual rent paid (₹)

City category

Section 10(13A) estimate

Actual HRA—

Rent less 10% salary—

40% / 50% salary—

Estimated exempt HRA—

Capital gains & crypto

Indicative special-rate calculation before surcharge and applicable adjustments.

Short-term listed equity gain (₹)Long-term listed equity gain (₹)Crypto / VDA gain (₹)

Special-rate estimate · including 4% cess

STCG tax at 20%—

LTCG tax at 12.5% above ₹1.25 lakh—

Crypto / VDA tax at 30%—

Estimated total tax—

Advance-tax schedule

See cumulative targets for a non-presumptive taxpayer.

Estimated net annual tax liability (₹)Tax already paid / TDS (₹)

Cumulative statutory targets

15 June · 15%—

15 September · 45%—

15 December · 75%—

15 March · 100%—

Balance considered for schedule—

Comprehensive TDS estimator

Select the applicable law and resident-payment category. The rate, threshold note and statutory reference update automatically.

Applicable law / transaction datePayment amount subject to deduction (₹)Nature of payment / TDS category

Indicative resident-payment deduction

Statutory reference—

Selected TDS rate—

TDS amount—

Net amount after TDS—

Threshold, PAN, lower-deduction certificate and payee-status rules must be checked separately.

View all included TDS categories, rates and threshold notes

Legacy section / category	Nature of payment	Rate	Threshold / condition

From 1 April 2026: salary TDS is under Section 392 and other TDS payments are consolidated under Section 393 of the Income-tax Act, 2025. Exact table serial must be used for filing. Deposit timelines are governed by Income-tax Rules, 2026 Rule 218; quarterly statements by Rule 219.

GST bill calculator

Enter an amount with GST or without GST and get the complete bill breakup.

Amount typeAmount without GST (₹)

GST rateSupply type

Eligible input tax credit (₹)

Complete GST bill breakup

Taxable value without GST—

CGST + SGST—

Total GST—

Eligible ITC entered—

Net GST payable after ITC—

Final bill amount including GST—

Late ITR fee & 234A interest

Simple estimate using income, outstanding self-assessment tax and delay in months.

Total income (₹)Outstanding tax on due date (₹)Months of delay (part counted as full month)

Indicative Section 234 estimate

Section 234F fee—

Section 234A interest at 1% per month—

Estimated fee + interest—

Gratuity exemption estimator

Indicative estimate for an employee covered by the Payment of Gratuity Act.

Last drawn monthly basic + DA (₹)Completed years of serviceGratuity received (₹)

Indicative exemption

15/26 salary × years—

Amount received—

Estimated exempt amount—